One of your New Year’s resolutions was to buy a new or used car, the 1977 Ford Pinto has certainly seen better days and, quite frankly, you are tired of people poking fun at you for driving such a beast. There are some great deals to be had out there.

Even though you currently do own a Pinto, not one of your better car buying decisions, you had the brilliant idea of hiring a Greeley tax accountant to file your taxes, which means you got more back than expected. So you have enough money to put a hefty down payment on your next vehicle. But before you rush out and make a vehicle purchase that you may regret at a later date, read these tips. They will help.

What’s Hot

If you are the type of person who makes a purchase because an item is hot, you will want to know that crossover vehicles are hot right now. Of course, this will change at some point, so give it serious consideration before jumping the gun. Remember, you were the one wearing button-up, wide-lapeled disco shirts through the 1980s and 1990s because you stocked up on them when they were in style in the 1970s.

What’s Not Hot

The family sedan was once the choice for the majority of Americans, but this has changed in a big way. The sedan has been displaced by the SUV. This means you will see fewer sedans on the road this year. But this might bode well for you because dealers are offering healthy incentives to help support the dwindling sales.

Don’t Forget the Seasons

You can save a lot of money by buying a car that is off-season. That is, you will get a heck of a deal on that convertible you saw at the dealership if you were to take a look at it today. But this might not be such a good idea. Even though we are experiencing spring-like weather, it is still February with plenty of cold, snow and rainy days ahead.

We live in an area that enjoys four distinct seasons, so take that into consideration when buying a vehicle. That cute little convertible look great right now, but what will you do the next time we experience 14 inches of snow?

What About Interest Rates?

Interest rates have inched up twice since 2015, which is relatively good news for you. But there are projections that the Federal Reserve will bump them up by three-quarter point sometime in 2017. This means that perhaps buying a vehicle sooner than later is a smart move.

Fuel Prices

If you are swapping out your Ford Pinto for an SUV, you might be a little concerned about rising gas prices. Like interest rates, we have enjoyed low fuel prices for quite a long time. This is part of the reason why popularity in sedans have gone down while interest in SUVs has skyrocketed.

It is likely that we will see a rise in gas prices this year, but it is believed it won’t be as bad as some think.

Armed with this pertinent information, you should have no trouble finding the right vehicle for you.